Car shopping can be a stressful event even for the savviest negotiator. For most people a car is the second most expensive purchase they’ll make next to buying a home — all the more reason to be prepared and have a plan for picking a car out and financing the purchase. A snap decision at...
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Buying a car has become more streamlined, making the buying process faster than ever. However, not bringing the proper documents with you can hold up a purchase. Knowing what paperwork you need to bring along when you’re buying a car can keep the process moving. In addition to your driver’s license, there are a few...
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The concept of small living isn’t something only empty-nesters enjoy anymore. A growing number of people want to own a home, but it may not be feasible in their bigger financial picture. One solution? Small-space living. Research shows that 68% of homeowners who live in tiny homes don’t have a mortgage, compared to 29% of...
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Drafts, or air leaks, can come into your home through windows, fireplaces and even electrical outlets, making your house feel several degrees colder and driving up your heating bills. The potential energy savings from reducing drafts can range from 5% to 30% per year, according to the U.S. Department of Energy. Here are several ways...
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When shopping for a new car, look for one that will go the extra mile. A car with durable features and auto parts, such as updated technology and a long-lasting engine, can save you future financial headaches. We took a look at J.D. Power’s Vehicle Dependability Study (VDS), which reports the frequency of problems after...
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You’ve reached the final phase of your motorcycle preparation journey: Buying your bike. An exciting step, but with so many types of motorcycles to choose from, a confusing one, too. Review this motorcycle-buying guide to become a confident, informed shopper and rider. Find out what motorcycle type is right for you and what to consider...
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If you’re moving out of a home you own, you might be wondering whether to rent your house out or sell it. Both of these options have benefits. It’s important to look at your individual situation and weigh the pros and cons before you decide. Many elements factor into choosing whether to rent or sell...
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What are life skills? People have different views about which life skills are most essential for success. However, what they do agree on is that we all need these skills for life in one form or another to address the issues that occur daily at work, school and home. These skills have become particularly important...
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Credit cards aren’t inherently bad. In fact, building a credit history is usually necessary if you plan to finance a big purchase like a car or home. Use these tips to maintain a good credit score—and keep your loan rates low. Learn your FICO Score. When you apply for a mortgage or a loan, your...
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A second house might be an investment, a vacation property or a combination of the two. Regardless of its intended use, a rising number of people are purchasing residential real estate. They see real estate as a safer investment than other investments that might come with increased risks. A National Association of Realtors survey showed...
Read more about 3 Things to Consider When Deciding to Buy a Second Home
It’s no secret that most car enthusiasts enjoy displaying their passion for all things automotive. From calendars and clocks to accent furniture, many classic car lovers incorporate that interest into everything from the clothes they wear to their home décor. If you’re shopping for gifts for a classic car lover, the hardest part might be...
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Are you looking for a romantic getaway? If it’s time for you and your partner to escape the hustle and bustle of everyday life, take a look at this list of 10 picture-perfect vacation ideas for couples. See the descriptions below the slides for a complete list of couple-friendly locations. Bora Bora Bora Bora offers...
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Decorating your cube gives you an opportunity to create a fun, personalized space while following workplace etiquette. Read the desk decorating tips below to learn how to create a space that looks just as good as the one in our video. 1. Banish bland walls Beige, gray, white. Chances are your new cube walls are...
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When the weather starts to cool, people begin to think of warm, cozy scents. It’s part of the reason why many retailers hold candle sales in the fall. Scent is tied to memory, and aromatherapy has been proven to affect mood, so it’s no surprise that a candle with a certain smell can create a...
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Everyone has a spending weakness or two. Whether you buy a latte every morning or can’t resist a deal on a designer purse, these indulgences can impact your budget and savings plan. 47% of Americans say they couldn’t cover a $400 emergency expense without selling something or borrowing money, according to research from the Federal...
Read more about 5 of the Best Money Management Apps of 2018